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link to The New Business Model of the Payments Industry

The New Business Model of the Payments Industry

How Startups are Creating New Revenue Streams by Adding Value to their Merchants On Top of Processing Payments. Within the last couple of years, FinTech and especially Payments has seen some amazing...

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link to Rise of the Merchant Payments Providers

Rise of the Merchant Payments Providers

Why Merchants are getting into the Payments Space. In case you missed it, Uber filled for a payments processing license with the Dutch Central Bank, this of course had everybody in the payments space...

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link to The Battle between Startups and Incumbents in the Payments Industry

The Battle between Startups and Incumbents in the Payments Industry

The classic Innovation versus Distribution story Until the mid 1990’s payments has seen very little innovation. From the ancient times where metals where used as a way of value to encourage trade...

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link to Payments Optimization As A Service

Payments Optimization As A Service

How Payment Service Providers can reverse the Commoditization of Payments. For the last five years FinTech has been extremely interesting, and I would say the most dynamic industry to be in. Were the...

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link to The Cold Start Problem with Artificial Intelligence

The Cold Start Problem with Artificial Intelligence

Why companies struggle with implementing AI and How to overcome it. If you have become a Data Scientist in the last three or four years, and you haven’t experienced the 1990’s or the 2000’s or...

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link to The Algorithmization of Payments

The Algorithmization of Payments

How Algorithms are going to change the Payments Industry It wasn’t so long ago that CEO’s and large banks were convinced that bank locations would always be necessary to service their customers....

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About Dwayne Gefferie

Dwayne Gefferie has established himself as an entrepreneur, speaker, author, scholar, data scientist, and payments consultant. Currently, he is the Director of Data Science & Analytics at DataBright, a Data Science & Analytics Consultancy firm specialized in helping companies transforming and modernizing their Data Platform and the Principal Consultant at PaymentGenes, a leading Fintech & Payments Consultancy firm based in Amsterdam, London and Toronto.

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